I'm Michael Heth — a veteran, a Certified Veteran Realtor, and a Military Relocation Professional helping fellow service members and their families buy and sell homes across the Phoenix metro, using the $0-down VA loan the right way.
Most agents will show you houses. Fewer know how to actually win with a VA offer, protect your entitlement, and speak to you like a peer instead of a client file.
No translating military life for me — PCS timelines, disability ratings, deployment schedules. You won't have to explain your situation twice.
CVR and MRP certified, so I know how to write a competitive $0-down offer, navigate VA appraisals, and keep your funding fee and eligibility protected.
I'll walk you through your Certificate of Eligibility, entitlement, and exactly what $0 down really means for your budget — no jargon, no pressure.
Gilbert, Chandler, Mesa, Tempe, Scottsdale, Maricopa, Apache Junction, San Tan Valley, Queen Creek & Phoenix — I know these markets block by block.
Relocating from out of state or overseas? I coordinate virtual showings, remote closings, and power-of-attorney paperwork so distance isn't a dealbreaker.
Active with local American Legion, VFW, and DAV posts — this isn't a marketing angle, it's where I already spend my time.
$0 down paymentNo PMI, no 20% saved up — qualified veterans can finance up to 100% of the purchase price.
Offers that actually competeI know how to structure a VA offer that sellers take seriously, even in a multiple-offer market.
